No one likes to think about the scary possibilities that may lie ahead, but when it comes to making sure your family is protected in the long term, there’s nothing scary about it. Having the foresight to have a secure New York life insurance policy in place can ease tremendous burden in the event of your absence. Investing in life insurance now gives you the peace-of-mind to best enjoy the life you have. We offer several different types of life coverages. Since some are better suited than others depending on your family’s needs, it’s best to consult one of our certified New York agents.
A Term Life policy offers protection for a certain amount of time. If you die before that term is over, your beneficiary will receive the death benefit stated in your policy. Should you live beyond that term, your beneficiaries won’t receive a payment. A Term Life policy is the most basic of the New York life insurance policy options, and often the least expensive.
A Permanent Life policy serves two purposes: to help you financially support your family should you die, and to help you build wealth. As the name states, a New York Permanent Life insurance policy stays with you permanently. The premium you pay is invested, producing returns that can help you fund retirement, emergencies, and more.